What is an appraisal waiver and how do you get one? #homebuyer #qualified #appraisal #homebuying #propertyvalue #underwriting #homeloan #mortgage #realestate #realtor #fyi #waiver | Lesley Hodge Perreault
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🏡 What is an appraisal waiver with Fannie Mae and Freddie Mac? When you’re buying a home with a loan backed by Fannie Mae or Freddie Mac, an appraisal waiver means the lender may not require a traditional appraisal. Instead of sending an appraiser to the house, the lender uses trusted data, like recent home sales and market trends, to confirm the home’s value. If the data supports the price, the appraisal step is skipped. This is a decision made by the lender, not something the buyer has to agr
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